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120 Creative Ways To Give Gift Cards and Money

It's a fact: at Christmas, you MUST give gift cards. Everyone on your list is asking for gift cards or money for gifts.

And you know this: Handing over a boring greeting card with a few cash bills or a basic gift card inside is the worst.

It's all over in 2 seconds, even if you gave them $1000.

Unless you find a clever and creative way to give gift cards or money.

collage of creative ways to give cash and gift cards

This collection of 120 ideas is full of fun, creative, and laugh-out-loud hilarious ways to give money or gift cards as gifts!

Just imagine:

  • Your friends and family looking forward to getting gift cards from you each year
  • The fun everyone will have watching the recipient unwrap your unique and clever gift wrapping
  • Giving gift cards becoming fun and exciting for you too!

You'll leave this post with at least a handful of ideas to give gift cards without being boring, basic, or unremarkable.

Why Giving Gift Cards or Cash Gifts is So Hard

Why does giving cash or gift cards have to be so difficult?

Grandma gave us money in a greeting card in an envelope. If you wrap a gift card or money in an envelope, the recipient knows what to expect. There's no excitement because they already know what is inside.

No matter the amount of cash or the amount on the gift card, the recipient has the same experience when opening the gift.

Gift cards and money gifts are expensive. Few ways exist to save money on them, and some gift cards cost more than their face value or worth.

Luckily, in this article, I am sharing 120 ways to gift money or gift cards that are:

  • unexpected
  • anything but basic
  • better than Grandma could imagine
  • have a built-in hunt factor in finding all the supplies to wrap the gift
  • create an experience for the giver, the recipient, and everyone watching

Why Do People Want Money or Gift Cards as a Gifts? 4 Benefits

The most requested gifts are money and gift cards, with 54% of US consumers buying gift cards as gifts, according to a report by CapitalOne.

1. Cash and Gift Cards are Convenient Gifts

Cash is just an ATM away. According to the Wall Street Journal, there are over 450,000 ATMs in the United States. A quick search in your phone's maps app will generate a list of ATMs located nearest you.

Gift cards are available for purchase nearly everywhere, making them incredibly convenient gifts. Here's where to get gift cards:

  • Online or in-store directly from the retailer
  • Online or in-store from retailers that sell gift cards for multiple brands or retailers, like Amazon, most grocery stores, or big box stores like Target, Lowe's, and Best Buy
  • Redeeming points from credit cards to purchase or earn gift cards

If you need a last-minute gift, you can stop in a grocery store or gas station and likely buy a gift card or ask for cash back on your purchase and instantly have your gift in hand.

2. Giving Gift Cards Can Cleverly Create a Memorable Experience

Gift cards create an experience when given in a clever way.

According to Nerd Wallet's “2023 Holiday Shopping Report” , 36% of consumers say they want to have experience rather than exchanging gifts.

3. The Easy Gift For Someone on Your List Who Is Hard to Buy For

Gift cards or cash gifts allow the recipient to buy what they want or invest the money in a way that fits their goals and values.

4. Skip The Trash of Unwanted Gifts and Opt for Money

Cash gifts and gift cards are more eco-friendly than buying gifts the recipient doesn't want, preventing shipping waste and discarded gift wrap from unwanted gifts they'll end up returning or re-gifting.

What to Do To Make Giving Gift Cards or Money Rewarding and Exciting!

It would be a lot easier if you had a stack of fresh gift card ideas at the ready, yeah?

  • print a gift card idea when you need it
  • never be caught without a clever solution
  • make the gift giving experience funnier and more fulfilling!

Well, I made this for you:

GRAB YOUR FREE PRINTABLES NOW

Plus, you'll get a series of emails with even more ideas, printables, and tips to help you give the best gift card or cash gift this year.

What's the Reason I Need 120 Gift Card Ideas?

I'll agree with you that 120 ideas seem like overkill. Yet, within one short year, your current gift card and money gift ideas will be tired, boring, and expected.

I started out with just 12 ideas. A few years ago, I did a post on how to give gift cards or money gifts: “12 Creative Ways to Give Gift Cards”.

Creative ways to give gift cards collage

It was so popular that I decided to do another bigger, better, badder post with over 120 ideas for how to give gift cards or money gifts!

Here's why:

  • You've got both kids and adults on your list, and you'll need ideas to delight both
  • Many people on your list will see others opening your gifts at your holiday gatherings or birthday parties; you need fresh ideas they won't have already seen
  • You'll find at least ONE idea on this list you've never seen or tried before that will knock your socks off!

Grab a HUGE cup of coffee, and let's get started …

I gathered and sorted all these ideas into sections to help you find the perfect way to give cash gifts or gift cards to anyone in your life and for any occasion. I split these groups of ideas into multiple smaller blog posts so that the pages load faster and you can jump to the exact section you need.

You can use the shortcuts in the Table of Contents below to find the ideas you need fast.

Table of Contents

7 Funny Ways to Give Gift Cards and Cash as Practical Jokes

Make your family members laugh aloud while they watch the giftee get frustrated and confused while unwrapping your gift!

These 7 clever gift ideas are for you if you love:

  • to play games and puzzles
  • a challenge
  • practical jokes

1. “Blow Money” Cash in a Tissue Box Gift Idea

Recycle an empty tissue box into a money box full of dollar bills.

Here's how:

  1. Empty a tissue box
  2. Tape dollar bills together to form a long strip of money
  3. Roll up the strip of dollar bills and stuff into the empty tissue box, through the opening
  4. Print a label with “Don't Blow It All In One Place” in text
  5. Attach the label to the front of the box
Source: Tissue Box Money Gift – Good Housekeeping

2. Get Them to Wash Their Hands with This “Money in a Soap” Idea

When I saw this money soap on Pinterest, I thought it was hysterical!

Imagine a teen washing their hands repeatedly, trying to get to the money. Better to make them work for it, isn't it?

Here's how:

  1. Roll up a dollar bill or the money into a tight tube and secure with a piece of removable tape
  2. Melt glycerin soap cubes like these, following the manufacturer instructions
  3. Place the rolled money into a soap mold
  4. Pour melted glycerin soap into the mold to cover the money
  5. Allow to cool
  6. Remove the soap from the mold
  7. Wrap your gift!

Tip: This makes an excellent stocking stuffer.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Pot O Gold Presents – Every Nothing Wonderful

3. Zip Tie Gift Wrap Trick – #1 Obnoxious Gift Wrap Idea in the World!

This zip tie wrapping idea is perfect for a brother/sister gift. Bring some fun into Christmas morning by wrapping their gift in hundreds of plastic zip ties like this:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Zip Tie Wrapped Gift – Runt Of The Web

Like these ideas? Find even more FUNNY ways to give cash and money gifts + free printables for each idea here:

4. “Cold Hard Cash” Silly Gift Idea

How about some “cold, hard cash”?

  1. Place cash into a freezer-safe glass dish with a lid, like this..
  2. Write “Cold Hard Cash” on a freezer-safe label. Place the label on the lid of the dish.
  3. Fill the dish halfway with distilled water.
  4. Place in the freezer for at least 24 hours.

You'll want to wrap this gift the same day you give it to prevent the ice from melting.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Cold Hard Cash – Shortstop Blog

5. DIY Pull Tab Money Box

This box of money is a riff on the tissue box I shared above.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Money In A Box – Mommy Savers

6. “Hey, I Got You Some Bread” – Money in a Loaf of Bread

They'll love this hilarious pun money gift idea featuring Xzibit! Put the cash in a zip top bag and then place between the slices of bread. Add the printable of Xzibit to cover the bread label. Get the free printable here.

Source: Smart Fun DIY

7. Obnoxious Money Gift: Mouse Trap in a Box

Place money in a mousetrap then place the trap in a large box for a fun Christmas morning laugh:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Fun Ways To Give Cash – Our Little Backyard Farm

Creative Ways to Give Cash or Gift Cards to Kids

8. Give Cash to Kids Inside a Toy

Can you imagine how excited the kids would be opening up a little box with finger puppets filled with money? Love it!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Pinterest

9. Cash Crayons!

Gift a coloring book and crayons with a twist: wrap the crayons in dollar bills. For teens, gift an adult coloring book!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Money Wrapped Crayons – Eslamoda

Need to keep track of the kids' gifts?

CLICK HERE to grab these free printables to help you track your holiday gift card and cash gifts!

10. Play “Dough”

Pick up a container of Play-Doh, remove the “doh”, and add some cash money “dough” in the container!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Creative Ways To Give Cash – U Create Crafts

11. Plastic Animal Packages

I absolutely love this idea! Wrap a gift card or money in a small box and attach it to a plastic toy model of their favorite animal. Get the tutorial:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Creative Ways To Wrap Gift Cards – A Beautiful Mess

12. Cash Puzzle

Talk about making your kids work for their money! This is one puzzle that will keep their attention longer than any video game.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Pinterest

Get one here and with free shipping!

13. Hide the Cash in Cute Origami Boxes!

You know kids of all ages would love to receive a gift card in these DIY animal boxes.

120 Creative Ways To GIve Gift Cards And Money Smart Fun DIY #giftcardideas
Source: Creative Ways To Wrap Gift Cards – A Beautiful Mess

Creative Ways to Fold Cash as a Gift

14. Origami Star with Cash

Origami is a very popular technique. Why not fold the money into a star to gift this year? See how easy it is:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas#christmasideas
Source: A Fun Way To Give Cash – T In The Burg

15. Money Neck Tie

This money tie is genius!! Add it to a classic button-down shirt for two gifts in one.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Creative Cash Projects – My Weekly Pinspiration

16. Dollar Bill Origami Kit

Fold cash blls into a unique shapes to make giving money more fun. Learn Origami with this easy to follow Dollar Bill Origami Kit with fake money to practice folding.
120 Creative Ways To Give Gift Cards And Money - Smart Fun DIY #giftcardsideas #christmasideas 2

Dollar Bill Origami Kit

17. Folded Prize Ribbon from Money

Another fun Origami idea is to create a gift bow out of money:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY#giftcardsideas #christmasideas 1
Source: Ways To Give Cash – Christian PF

18. Mini Money Origami Book

Here is a mini money Origami kit that is great for kids and adults alike!

120 Creative Ways To Give Gift Cards And Money - Smart Fun DIY #giftcardsideas #christmasideas

Mini Origami Kit

19. Origami Money Camera

For the photographer or blogger in your life, make an Origami camera!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Camera Folding Money – Cup Of Jo

DIY Fortune Cookies are such a fun way to give a good fortune and money!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Fortune Cookie Money Holder – Passion For Savings

Creative Ways to Give Cash to Adults

21. How to Give Cash for an Office Gift

This money notepad is so creative. Get the how-to:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Make Money Notepad – What Mommy Does

Giving LOADS of cash and gift cards? Keep track of your gift ideas with this:

CLICK HERE to grab your free copy of 120 Ways to Give Gift Cards with the BONUS Holiday Planner Printables!

22. Salad “Greens”

Fill a salad bowl with a “green” salad of dollar bills and include salad tongs. Bonus: they can keep the salad bowl to use in their kitchen!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Green Salad Money – A Girl and A Glue Gun

23. Movie Night Gift Cards

You can never go wrong with a movie gift card, especially for teens. Make a fun popcorn gift card holder to give gift cards for the movie theatre:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Popcorn Card Video – Confessions of A Stamping Addict

24. Gift Card Chalkboard

String twine around a chalkboard, add mini clothespins to the twine, and hang gift cards from the pins. If you don't want to give gift cards, use lottery tickets or dollar bills to fill the chalkboard.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: 15 Creative Ways To Give Gift Cards – The Merry Little Christmas Project

25. Gift “Cards” in a Playing Card Deck

Insert the gift cards in a deck of standard playing cards. Either remove the playing cards and fill the box with gift cards and cash. Or, add the gift card to the full box of playing cards.

Source: Smart Fun DIY

How to put together a deck of gift cards

26. Fabric Gift Card Holder

Here is a “sew easy” gift card holder you can sew. Turn this into a business card holder or mini wallet after giving the gift card.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Gift Card Holder – So Sew Easy

27. Elf Snot Mason Jar Gift Idea

We all know kids, especially boys, love “snot”! Stick the gift card into the slime and watch the kids get a kick out of this “elf snot”. See how it's made:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Elf Snot Gift Card Idea – Down Red Bud Drive

28. Merry Kiss-Mas Jar

This “Merry Kiss-Mas” jar filled with Hershey Kisses and money is adorable and easy to make!

Roll up the cash or gift cards and place into a mason jar. Then surround with kiss shaped chocolates and add the printable tag from the link below.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas 14
Source: DIY Mason Jar Gift – DIY Craftsy

29. Hidden Candy Gift Card Jar

Another fun way to give gift cards is to fill a jar with M&M's and slip the gift card or cash into the middle of the jar, hidden by the candies:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Teacher Gift Ideas – Happy Clippings

30. Jar of Money. Keep it Simple!

Another great idea for College Students or teens. Give a mix of coins and bills in a glass jar like a piggy bank!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Christmas Jars – Hub Pages

31. Gift Card Snow Globe Jars

Snow globes are so popular. Make a faux snow globe with a gift card inside! They can remove the gift card and reuse the snow globe as decoration or give more gift cards year after year.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: DIY Gift Card Snow Globe – Hip 2 Save

32. Manicure Gift Certificate Jar

A fun idea is to gift nail polish in a jar with cash or a gift certificate for a manicure!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Mason Jar Gift Card Holder – Happy Hour Projects

33. Gifts In A Jar Ideas

Love these gifts in a jar ideas with money or gift cards:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Creative Ways To Give Cash – Passion For Savings

34. Snowglobe Mason Jar Gift Card Holder

This snow globe gift card holder is so fun! What kid wouldn't like to receive this?

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Gift Card Snow Globes – Smarty Had A Party

35. Dollar Store Money Jar

Write a message in a bottle and add money as well.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcarideas-christmasideas
Source: Creative Ways To Give Cash – Passion For Savings

Christmas Ornament Ideas for Gift Cards and Cash

36. Shadowbox Ornament Gift Card Holder

This little DIY ornament box is so pretty and hides a gift card on the back:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Ornament Gift Card Holder – Hydrangea Hippo

37. Printable Emoji Ornaments

Love this free emoji printable gift card holder … it's a Christmas ornament!

120 Ways To GIve Gift Cards or Money Smart Fun DIY
Source: Free Printable Emoji Ornament Gift Card Holder- Simple Made Pretty

38. Paper Ornament Gift Card Holder

Make an ornament holder that you can add money or gift cards to. So pretty!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Ornament Shape Gift Card Holder – BHG.com

39. Cash Christmas Ornament

Make a personalized ornament that can be hung on the tree each year. Fill it with a few bucks for an extra surprise!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-#giftcardideas #christmasideas 70
Source: Christmas Money Ornaments – Family Mementos

40. Snowball Cash Gift Idea for Christmas

Kids love surprises and this reminds me of the old grab bags they used to have.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Christmas Snowball – Sunshine and Rainy Days

Creative Ways to Give Cash for Christmas

41. Origami Money Christmas Tree Lot

Instead of just giving money in an envelope, which is so boring, fold the money into trees and make “a lot” of Christmas Trees:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Pinterest

42. Pop Up Gift Card Holder

I love this pop-up gift card holder. Get the printable to make your own here:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Pop Up Gift Card Holder – Kristy Coromandel

CLICK HERE to grab your free copy of 120 Ways to Give Gift Cards with the BONUS Holiday Planner Printables!

43. Candy Coin Rolls for the College Student

This is such a great idea for College Students. Wrap rolls of quarters that will come in handy for trips to the laundromat or vending machines!

Source: Candy Coin Rolls – Martha Stewart

44. Fat Stack of Chedda

Source: Smart Fun DIY

Get this free printable label and how to

45. Clever Christmas Tree Gift Poem

This idea shows you how to put money inside a Pez Dispenser. Give them one of their favorite characters!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardideas-christmasideas 25
Source: Pez Dispenser – Creating Really Awesome Fun Things

46. Funny Toilet Paper

Source: Smart Fun DIY

Make these printable toilet paper money gift ideas

47. Christmas “Bucks”

Use a deer ornament and add Christmas “bucks”:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Christmas Bucks – Jacolyn Murphy

48. Printable Santa Gift Box

We love this Santa's Belt gift box and it's free!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Free Pillow Box Printable – Creating Really Awesome Fun Things

49. Holiday “Dough” Free Printable

This free Christmas Poem is adorable and would be great for kids and grandkids:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Christmas Money Free Printable – Tessie Fay

50. Christmas Card Photo Gift Card Holders

Give both a gift card and a Christmas photo in a clever way:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas 1
Source: Picture Gift Card Holder – Family Disney

51. Money Maze Gift Idea

Here is a fun money maze game that will be perfect to play Christmas day!

120 Creative Ways To Give Gift Cards And Money - Smart Fun DIY #giftcardsideas #christmasideas
Money Maze Puzzle Box

52. Pretty Paper Gift Card Envelope

Use pretty paper to make a pop up gift card holder:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: DIY Gift Card Holder – Karen Kavett

53. Wrapping Paper Gift Card Holder

Here is a fun double sided gift card or money holder. See how it's made:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: DIY Gift Card Holder – K Werner Design

54. Envelope Ornament Gift Card Holder

Here is a super cute gift card bag holder:

120 Creative Ways To GIve Gift Cards And Money Smart Fun DIY #giftcardholders
Source: Hydrangea Hippo

Not sure who you bought that gift card for? You need this!

CLICK HERE to grab your free copy of 120 Ways to Give Gift Cards with the BONUS Holiday Planner Printables!

55. Gift Card Holder From a Gift Tag

Here is an easy tag gift card holder that is super cute!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Two Tags Gift Card Holder – Julie Davison

56. Paper Christmas Stocking Shaped Gift Card Holders

Talk about super cute! How darling are these stocking gift card holders? Make a banner with them if you are giving several or add names for kids or grandkids.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Stocking Gift Card Holder – Paper Playhouse

57. A Book Full of Money? Yes, Please!

I don't know anyone who wouldn't want to receive a “book of money”. Write a nice note as a keepsake as well.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas- #christmasideas
Source: Book of Money – Martha Stewart

58. Notebook with Money Inside

Give a journal with money or gift cards attached to the pages. Write encouraging notes.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Creative Ways To Give Cash – Passion For Savings

59. Hidden Cash Gifts

Sports fan? They're gonna love this hidden gift card idea in a BALL!

Source: Smart Fun DIY

How to make “Stay Ballin” gift card holder

60. DIY Yarn Balls Full of Money

These gift card yarn bombs are so creative! You have to see how the gift card is attached.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Gift Card Yarn Bombs – Thoughtfully Simple

61. Plastic Wrap Ball Game

Have you heard of the Saran Wrap Ball? It is such a fun way to give gift cards, money and candy to kids. It will definitely bring a few laughs with the kids! We did this one year for my nephew but to up the ante we put a bunch of loose coins and coin rolls inside so it was super heavy. And as he unrolled it, coins were flying all over the place. It was so hilarious!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Saran Wrap Candy Ball Game – Mom Luck

I do like to try to be more eco-friendly and using a whole of plastic wrap is not eco-friendly at all. You can do this same idea but wrap the ball using scarves, socks, and towels … things that you can actually use after you're done unwrapping the gift.

62. “Got You Some Green” Money Pun Gift Idea

Source: Smart Fun DIY

Get the printable here

63. All You Got Me Was Socks?!

Teens love cool sports socks.  Hide a gift card inside the socks! Two gifts in one!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: 10 Cool Ways To Give Cash or Gift Cards – Cul de sac Cool

64. Hidden Compartment Book

How about a book with a hidden treasure! Kids love secret hiding spots!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Decorative Book – Pretty Handy Girl

65. Soup Can Gift Card Holder

An inexpensive idea for wrapping gift cards. The kids will wonder why they are getting a canned good until they pull the tab! Better yet, make them get out the can opener to open their gift.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Cool Gift Wrapping Ideas – Happy Hooligans

66. Duct Tape Wallet Filled with Cash!

Make a duct tape wallet with just a few supplies. Place money or a gift card inside!

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Source: Duct Tape Wallet – Crafts By Amanda

67. Give Them a “Gold” Brick

Make this spray painted “brick” with hidden cash!

Source: Smart Fun DIY

Gold brick money gift idea

68. Cash Hidden in a Gum Pack

Fill a gum container with cash as a fun surprise.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Clever Money Gift Ideas – What Mommy Does

69. Tootsie Roll Bucket of Cash

Give a tin of tootsie rolls, but after they eat the tootsie rolls they will find money! What a nice surprise!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Tootsie Roll Bucket Of Cash – Mommy Savers

70. “Make it Rain” Cash Inside an Umbrella * Free Printable *

Source: Smart Fun DIY

Make an umbrella raining money

71. Hidden “Nugget” Gift Card Holder with Hershey’s Nugget or Kisses Candies

Get the tutorial for this fun nugget gift card holder:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Nugget Gift Card Holder – A Stamp Above

Printable Gift Cards and Cash Greeting Card Ideas

72. Printable “Pocket” Gift Card Holder

Print this cute flat card with a pocket and a custom quote for the recipient. So cute!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Sunshine Pocket Gift Card Holder – The Crafting Chicks

73. Printable Amazon Gift Card Holder

Giving an Amazon gift card? Place it in an Amazon printable gift card holder:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Amazon Gift Card Printable – Paper Trail Design

74. 10 Cute Printable Gift Card Holders

Here are 10 really cool printable gift card holders:

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Source: 10 Printable Gift Card Holders – The Dating Divas

75. Surprise Money Card

Check out this fun surprise gift card!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Surprise Card – Craft and Creativity

76. Simple Gift Card Pocket Card

While this was used for Mother's Day, you can change out the paper and sentiment for Christmas or any holiday:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Gift Card Holder – Our Crafty Mom

77. Greeting Card Gift Box

See how surprisingly easy this gift card box is:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Gift Card Box – Paper Fantasies

78. Cute Paper Monster Gift Card Holders for Kids

We love these adorable monster gift card holders with googly eyes!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Monster Gift Card Holders – Polka Dot Chair

79. “Golden” Grahams Cash in a Cereal Box

Source: Smart Fun DIY

Stuff money in cereal … get the how-to here

Track all of your holiday gift ideas with this wish list + planner:

CLICK HERE to grab your free copy of 120 Ways to Give Gift Cards with the BONUS Holiday Planner Printables!

80. Make a Pretty Paper Greeting Card With Secret Cash Inside

Make a pretty Card to hold cash. See how it's done:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Ways To Give Cash – Christian PF

81. DIY Truck Card with Pocket Front

The little red truck is everywhere this Season. Why not make a card with a slot for money or a gift card?

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Girls Like Trucks – PKOD

82. Christmas Envelope Gift Card Holders * Printable *

We love these adorable printable envelopes to hold gift cards:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas#christmasideas
Source: Printable Christmas Envelopes – Easy Peasy and Fun

83. Hanging Ornament Banner with Hidden Gift Cards * Printable *

Hang an ornament banner to hold gift cards. Get the free printable here:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-#giftcardsideas #christmasideas
Source: Holiday Gift Card Ideas – Gift Cards.com

84. Sew This Easy Fabric Pocket Gift Card Holder

Use scrap fabric to make a Holiday cuff gift card holder with a printable template:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY- #giftcardsideas- #christmasideas
Source: Gift Card Cuff – It's Toile Good

Fast Food Gift Card and Cash Gift Ideas

85. Make Money Fries With an Empty French Fries Box

Fill a fast food french fry container with money “fries”. For an extra treat, place a gift card to the fast food restaurant inside as well.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Creative Ways To Give Cash – Create It Go

86. Make a Money Pizza in an Empty Pizza Box

We all know teens and College kids live on pizza. Give them a fun pizza box with a “money pizza.” It's super cute!

You can get brand-new empty pizza boxes here.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Making Pizza Box Cash – Thrifty Fun

87. Coffee Gift Card Holder

Recycle a coffee cup with a gift card to their favorite coffee shop!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Quick Gift Wrap Ideas – Sew Many Ways

88. Candy Nuggets

Give Hershey Nugget candy wrapped in money in a cute DIY gift box.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Creative Way To Give Money – M. Musely

89. Santa's Candy Sleigh Gift Card Holder

This sleigh of candy is just adorable. Add a gift card to the front of the “sleigh:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas 68
Source: DIY Candy Cane Sleigh – Dear Crissy

90. Soda Bottle Gift Idea

Give their favorite soda bottles with a burlap bag attached. Fill the bag with their favorite candy, money or a gift card.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Santa Belt Coke Bottle Gift

91. Block of Candy Bars

Wrap several of their favorite large candy bars with money and a pretty bow!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Quick Gift Card Ideas – Simply J Studio

92. Coffee Gift Card Idea

Make a cute coffee cup holder and fill it with candy and a gift card. Too cute!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Coffee Cup Candy & Gift Card Holder – Stampin Scraper

93. Box of Chocolates Candy Gift Idea

The recipient will be happy with this candy box even if the candy is gone as long as there is money instead!

20-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Pinterest

Teacher Gift Ideas

94. Tea-Themed Teacher Gift Idea in a Tumbler Cup

Looking for a quick idea for a Teacher? Here is a free printable that is adorable:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Free Printable Teacher Gift – Cool Mom Picks

95. Target Gift Card Holder * Printable *

So many people love to shop at Target. Here is a great printable to hold a Target gift card:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Teacher Target Gift Card Holder – Landeelu Creating A Home

96. Bookmark Gift Card Holder * Printable *

Make a book mark for the Teachers this year and add a gift card with this free printable:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Free Printable Teacher Gift Card Holder – Yellow Bliss Road

97. Spa Gift Day * Printable *

Give a gift card to their favorite spa and include a cute relax gift bag:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Spa Gift Idea – Passion For Savings

Gift Card Ideas for Guys

98. Travel Gift Card

Wouldn't this adventure awaits gift card holder be perfect for an “experience or adventure” gift card?

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Adventure Awaits – Limedoodle Design

99. Fishing Vest Card

For the fisherman in your life, give this adorable fishing vest with a few bucks!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: ish More – Life Is What You Make It

100. Handyman Card

If the guy in your life is more of a handyman, make this tool belt gift card holder:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: It's A Man's World – Scrapgoo

101. Gas Card Gift Idea for College Student

Give a membership to a gym or a gas gift card “pump it up”

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Creative Ways To Give Gift Cards – Creating Really Awesome Fun Things

Money Trees and Gift Card Wreaths

There were so many fun trees and wreaths with money. Here are some favorites.

102. Money Wrapped Wreath

This DIY money wreath is so pretty and easy to make!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Money Wreath – Passion For Savings

Keep track of all the GREEN you're giving with these FREE printables:

CLICK HERE to grab your free copy of 120 Ways to Give Gift Cards with the BONUS Holiday Planner Printables!

103. Origami Christmas Tree

An Origami Christmas Tree is such a great idea!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-#giftcardsideas #christmasideas
Source: Pinterest

104. Money Grows on These Christmas Trees – Greeting Card Idea

This Christmas Tree Card is so pretty. Plus you can add money as one or more of the trees!

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Source: Money Tree Card – Who Has More Fun

105. Origami Miniature Money Wreath

Here is another version of the money wreath. Love the folds on this one.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Giving Gift Of Money – Hog Wild About Stamping

106. Gift Card Christmas Tree Idea

Use a table top tree to hang gift cards. Again this could be used as a lottery tree.

Source: Gift Card Christmas Tree – Gift Cards.com

107. Foam Wreath Covered with Gift Cards

Such a cute idea to give gift cards: take a pretty ribbon wreath and tuck in gift cards. They can use the wreath after!

20-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Gift Card Wreath – Crazy Little Projects

108. Christmas Tree Topiary with Origami Money Flowers

This Money Tree is such a fun idea!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Money Tree – It's All Rosie

109. Mini Christmas Tree Topiary with Cash

Here is completely different version of the money tree but just as cute.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Giving Cash Doesn't Have To Be Boring – Indulgy

110. Simple Money Wreath with a Basic Dollar Store Wreath

Source: Smart Fun DIY

Simple money wreath idea

111. Tiny Primitive Money Topiary

This little tree is just adorable! See how it's made here:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: The Money Tree – Then She Made

112. Origami Money Tree on a Car

This is one of my absolute favorites! Look at the darling little car with a money tree on top!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Christmas Tree On A Car – Jacolyn Murphy

113. Tie Rolled Money to a Christmas Topiary

See how this pretty sparkly tree is made. Love the little rolled-up bills for an added treat!

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Fun Ways To Give Money – Bead Happily Ever After

Crocheted or Knitted Gift Card Holders

114. Crochet Snowman Holding a Gift Card

This little snowman gift card holder to give gift cards is too cute! See how it's made:

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas- #christmasideas
Source: Snowman Gift Card Holder – 1 Dog Woof

115. Crochet Reindeer Gift Card Holder – Envelope Style

How about a little reindeer pouch to hold money or a gift card?

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Reindeer Pouch – Repeat Crafter

116. Crochet Santa Hat Gift Card Holder Ornament

This Santa gift card holder doubles as an ornament:
120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas
Source: Santa Pocket Surprise Ornament – Cool Creativity

117. Simple Crochet Gift Card Sleeves

This little gift card holder is so fun and can be used to hold business cards afterward!
120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas

Source: Crochet Gift Card Pattern – Petals To Picots

118. Crochet Santa Sack Gift Card Holder and Ornament

Here is a great tutorial for a Santa sack to fill with money or a gift card.

120 Creative Ways To GIve Gift Cards or Money Smart Fun DIY
Source: Santa's Sack Ornament – Highland Hickory Designs

119. Chunky Cable Crochet Gift Card Sleeves

Make a cute gift “card-igan” to give gift cards. Again, this can hold business cards afterward!

20-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY-giftcardsideas-christmasideas

Source: Gift Card-igan – Simply Notable

120. Crochet Coffee Mug Gift Card Sleeve

Make this darling coffee mug and add their favorite coffee shop gift card! Use the coffee mug as a coaster after.

120-Creative-Ways-To-Give-Gift-Cards-And-Money-Smart-Fun-DIY #giftcardsideas #christmasideas
Source: Crocheted Coffee Mug – Repeat Crafter

CLICK HERE to grab your free printables to help you give cash and gift cards in super funny ways!

Are you ready to get creative when you give gift cards or money this year? I sure am!

Save this post on Pinterest to save these 120 gift card and cash gift ideas for later:

About the Author

Author Profile

Jennifer Priest is a 20+ year designer in the arts & crafts industry and home DIYer with a passion for creativity. An Army veteran raised on a ranch, from her experience, she shares smart DIY projects that save money and fun craft ideas that anyone can make. Besides blogging, Jennifer is a Master Practitioner and Trainer of NLP, Hypnosis, and MER, and coaches other online entrepreneurs on money mindset, business, and living an intentional life. When not blogging, Jennifer is having adventures in the wilderness, on road trips, playing with her cats, and making paleo food.

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36 Comments

  1. I’ve used the saran wrap 2 yrs in a row and my 4 grandkids loved it. I put money in a clear xmas bulb and used that for the center and wrapped candy, scratch off lottery tickets, dental floss, gum, etc and it was a hit! Looking for different ones to use this year. I like several of them.

  2. Ever year I have given my grandson birthday money[he ‘s 18 this year] . Its been fun coming up with creative forms. Always is entertaining for all. Thank you for new ideas. Ready to start this tradition with four year old granddaughter

    1. I’d love to know which idea you chose and how it went over – please come back and let us know what happened 🙂

  3. I asked my in-laws what we could get my grandmother-in-law for Christmas and the reply was cash. I feel a little uneasy with that just because grandparents usually give grandchildren money and I don’t want to make her feel uncomfortable. She has also had some struggle with accepting her age and the shift of having to be parented by her children (i.e, no longer safe for her to drive herself, personal hygiene issues)… Anyways, what is a fun or heartfelt way to give cash to a grandparent??

    1. I can see how you might see that situation from that perspective … it is super thoughtful. Can you think of something that is really special to her and hide the cash inside of that presentation? Like maybe she LOVES tea so you take a tea tin and put cash inside … think about something she loves and would make her know you made some thoughtful effort and wrap it in that or present the cash in that way.

  4. I really appreciate the way you delivered this topic. You mentioned very minute things that are of high importance really good

  5. I absolutely love these creative ideas for gifting! It’s refreshing to see so many unique ways to present gift cards and money gifts. The DIY elements make it even more special. I can’t wait to try out a few of these for my friends’ birthdays! Thank you for sharing!

  6. I loved reading this post! The creative ideas for presenting gift cards are inspiring and will definitely make my gifts feel more personal. The “treasure hunt” concept is especially fun! Can’t wait to try some of these out for the holidays!

  7. I absolutely love these creative ideas for gifting! It’s such a fun way to personalize what can sometimes feel like a less thoughtful gift. I can’t wait to try the balloon pop idea at my next party! Thank you for the inspiration!

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